A life that is healthy is a life that is rich
CUA Health has been helping Australians care for their family since 1976. We’ve put 40 years of experience into creating health insurance that offers more to help you care for the ones you love - with budget-friendly Hospital and Extras cover, more benefits for families, and the freedom to choose your healthcare provider.
CUA Health was recently awarded CANSTAR's Outstanding Value award for our Hospital Cover in Queensland for 2015. Speak to us today to learn more about our award winning health insurance.
Choose your amount of cover
Dont forget to update Start your Quote on the right to get a quote!
Public Hospital Cover
Covers private treatment in a public hospital only. No excess or co-payment is payable by you.
100% Public Hospital Cover includes:
This product is not designed for use in a private hospital, as large out-of-pocket expenses may apply.
100% Private Hospital Cover
You’ll pay no excess or co-payment - apart from $250 if you choose the excess option.
100% Private Hospital Cover includes:
As well as:
By choosing 100% Private Hospital Cover with $250 excess, you have the same comprehensive cover with a lower regular payment and a maximum excess of $250 per person per calendar year for hospital visits.
100% Private Hospital Cover with $250 excess also includes
90% Private Hospital Cover
You only pay 10% of a hospital admission capped at $500 per person per calendar year. Not payable by dependant children.
90% Private Hospital Cover includes:
As well as:
75% Private Hospital Cover
You only pay 25% of a hospital admission capped at $1,000 per person per calendar year. Not payable by dependant children.
75% Private Hospital Cover includes:
As well as:
65% Private Hospital Cover
You only pay 35% of a hospital admission capped at $1,000 per person per admission. Not payable by dependant children.
65% Private Hospital Cover includes:
As well as:
Why join us?
We think it’s important to have health insurance you know you can rely on when you need it. Don’t you? That’s why CUA Health's Cover is simple to understand, provides great value and gives you peace of mind should the unexpected happen. It’s even easy to join.
Isn’t it time you chose a better health cover for you and your family?
Follow these simple steps to join today.
We think that a life that is healthy is a life that is rich.
So we’ve put our 40 years of experience into creating health insurance that offers more to help you protect the ones you love.
Budget-friendly hospital cover
Our private hospital products give you the option to choose the level of cover to best suit your needs and your budget.
You can choose from our budget-friendly top hospital cover options, meaning you'll be covered for all medically-necessary treatment.
Or choose from our basic and public hospital cover options which cover a set number of included services while providing eligibility for Medicare Levy Surcharge exemption, the Australian Government Private Health Insurance Rebate and the Lifetime Health Cover loading exemption.
Options to save on your premium
You can save on your premium by choosing a policy with an excess or hospital co-payment. Here’s how it works.
If you choose our 'no excess' 100% Private Hospital Cover, you’ll get top hospital cover and if you need hospital treatment you’ll pay no excess or co-payment for your hospital admission.
If you choose our 75% Private Hospital Cover, you’ll get top hospital cover and if you need hospital treatment you’ll pay 25% of your hospital admission up to $1000 per person, per year.
With both of these options you get top hospital cover, and you can choose to pay either a higher premium or a higher excess or co-payment – whatever suits your needs.
More benefits for families
CUA Health Insurance offers a number of features specially designed to help you care for your family.
You’ll pay no excess or co-payment for your kids’ hospital admission.
And your kids are covered on family policies until they’re 23 years old, or until 25 years old if they’re a full time student.
The freedom to choose your healthcare provider
Many other health insurance providers will only pay claims, or pay reduced claims, unless you visit their preferred provider.
With CUA Health Extras Cover, you’ll be treated by your preferred healthcare professional. You’re not restricted by a network of preferred providers so you can choose when and where you’re treated, and the healthcare provider you see.
Further benefits and reasons to choose CUA Health
Online and mobile claiming
You can use our Online Services portal to submit most Extras claims, check your Extras benefits balance, check specific details about your CUA Health Insurance cover, and manage your policy and personal details.
And if you’re on the go, you can still claim on Extras anytime and anywhere with our CUA Health Mobile Claiming app.
Discounts for home loan customers
Because we’re part of CUA, CUA Rate Breaker Home Loan customers can get one month free on their CUA Health Insurance premium each year1.
1 One month free premium on CUA Health insurance is applied in August each year.
Finding the right Hospital and Extras Cover doesn’t need to be complicated. After all, who wants to spend time reading between the lines of health insurance offers? Make the switch to CUA Health today and take advantage of our simple approach to health cover.
Simply choose the level of Hospital and the Extras Cover that meets your needs (and your budget) and get a quote.
When you switch, CUA Health will basically pick up where your other insurer left off. Naturally if you’re switching to a higher level of cover or you haven’t fully served your waiting periods, you'll be asked to serve these before you can start making claims.
When changing health funds, Extras benefits paid by your old fund will be counted towards your annual limits in your first year of membership with us.
Breaking up is hard so to keep it simple, CUA Health will contact your previous health insurer to get a clearance certificate and let them down easy.Get a quick quote