Extras Cover


We’d all like a little extra with our health cover, that’s why our members can claim for everyday healthcare services like Dental, Optical or Physio as part of their health cover.

With CUA Health Extras cover you can choose the provider that suits you. Just call us on 1300 499 260 to talk about your options.

General dental Preventative Treatment 2 months No annual limit $1,500 Year 1 - $700
Year 2 - $800
Year 3+ - $900
$700 $400 Combined limit $350 per person $500 per policy Year 1 & 2 - $350
Year 3+ - $450
Dental Examinations
Scale and Clean
Extractions
Fillings
X-Rays
Major dental Periodontics (e.g. treatment of gum disease) 12 months $1,600 $800
(Lifetime limit of $2,000)
Year 1 - $700
Year 2 - $750
Year 3+ - $800
x x
Crowns Dentures & Bridges
Root Canal
Orthodontics Provisions of Braces and adjustments 12 months $900
(Lifetime limit of $2,700 )
$500
(Lifetime limit of $1,500)
x x
Optical Prescription Lenses (includes frames when invoiced together) 6 months $250
(100% up to limit)
$225
(100% up to limit)
$200
(100% up to limit)
$200
(100% up to limit)
$150
(100% up to limit)
x Year 1 & 2 - $180
Year 3+ - $200
Contact Lenses
Physiotherapy Consultations 2 months Year 1 - $700
Year 2 - $800
Year 3+ - $900
$700
Combined limit for Physiotherapy, Chiropractic, Osteopathy and Wellness Benefits

$400 sub-limit applies for Chiropractic & Osteopathy

$200 sub-limit applies for Wellness Benefits
Year 1 - $550
Year 2 - $600
Year 3+ - $650
$500
Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy

$300 sub-limit applies for Chiropractic & Osteopathy

$100 sub-limit applies for Wellness Benefits
$250 Combined limit with general dental Year 1 & 2 - $300
Year 3+ - $350
Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations
Chiropractic Consultations 2 months Year 1 - $400
Year 2 - $450
Year 3 - $500
$400 $200 x
Osteopathy
Wellness Benefits Health Association Fees & Subscriptions 6 months Year 1 - $250
Year 2 - $325
Year 3+ - $400
50% of cost Individual sub-limits, benefits and restrictions apply
Year 1 - $100
Year 2 - $150
Year 3+ - $200
50% of cost Individual sub-limits, benefits and restrictions apply
x x
Health Management Programs
Health Checks, Scans & Screenings
Podiatry Consultations 2 months Year 1 - $400
Year 2 - $450
Year 3 - $500
$500

$300 sub-limit applies for Remedial Massage
$225 x x x x
Biomechanical assessments
Custom Orthotics (excludes pre-made and off-the-shelf orthotics) 12 months
Alternative Therapy Service Group 1:
Acupuncture & Chinese Herbalism
2 months $400 per person
Up to $800 per family
sub-limit $250 per service group applies
$250
Up to $500 per family
sub-limit $150 per service group applies
Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy

$100 sub-limit applies for Alternative Therapy
$100
Up to $200 per family
Service Group 2:
Remedial Massage
Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations
Psychology Consultations 2 months Year 1- $500
Year 2 - $550
Year 3 - $600
$250 x x
Speech therapy x
Eye/Orthoptic therapy
Occupational therapy
Dietetics & nutrition
Exercise physiology
Health aids & appliances Hearing Aids 12 months $800
80% of cost up to limit
Individual sub-limits, restrictions and replacement periods may apply
$600
60% of cost up to limit
Individual sub-limits, restrictions and replacement periods may apply
Blood Glucose Monitors
Nebulisers
CPAP Devices
TENS Machine
Mammary Prostheses
Blood Pressure Monitor
Non PBS Pharmaceuticals Benefits for some prescription drugs that are not subsidised by the government under the PBS & comply with the fund benefit eligibility. 2 months $570^^ $300^^ $100^^
Travel Vaccinations Travel Vaccinations Only
Ambulance Transport For residents of all states, except QLD & TAS, benefits are payable for Emergency only ambulance transport anywhere in Australia (including Air Ambulance). Refer to the CUA Health Member Guide for more details. 1 Day No annual limit No annual limit No annual limit No annual limit No annual limit No annual limit No annual limit
Bonus Features Bonus dental for kids and adults x Bonus dental for kids and adults x Bonus dental for kids x Healthy Start bonus
General dental Preventative Treatment 2 months No annual limit $1,500 Year 1 - $700
Year 2 - $800
Year 3+ - $900
$700 $400 Combined limit $350 per person $500 per policy Year 1 & 2 - $350
Year 3+ - $450
Dental Examinations
Scale and Clean
Extractions
Fillings
X-Rays
Major dental Periodontics (e.g. treatment of gum disease) 12 months $1,600 $800
(Lifetime limit of $2,000)
Year 1 - $700
Year 2 - $750
Year 3+ - $800
x x
Crowns Dentures & Bridges
Root Canal
Orthodontics Provisions of Braces and adjustments 12 months $900
(Lifetime limit of $2,700 )
$500
(Lifetime limit of $1,500)
x x
Optical Prescription Lenses (includes frames when invoiced together) 6 months $250
(100% up to limit)
$225
(100% up to limit)
$200
(100% up to limit)
$200
(100% up to limit)
$150
(100% up to limit)
x Year 1 & 2 - $180
Year 3+ - $200
Contact Lenses
Physiotherapy Consultations 2 months Year 1 - $700
Year 2 - $800
Year 3+ - $900
$700
Combined limit for Physiotherapy, Chiropractic, Osteopathy and Wellness Benefits

$400 sub-limit applies for Chiropractic & Osteopathy

$200 sub-limit applies for Wellness Benefits
Year 1 - $550
Year 2 - $600
Year 3+ - $650
$500
Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy

$300 sub-limit applies for Chiropractic & Osteopathy

$100 sub-limit applies for Wellness Benefits
$250 Combined limit with general dental Year 1 & 2 - $300
Year 3+ - $350
Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations
Chiropractic Consultations 2 months Year 1 - $400
Year 2 - $450
Year 3 - $500
$400 $200 x
Osteopathy
Wellness Benefits Health Association Fees & Subscriptions 6 months Year 1 - $250
Year 2 - $325
Year 3+ - $400
50% of cost Individual sub-limits, benefits and restrictions apply
Year 1 - $100
Year 2 - $150
Year 3+ - $200
50% of cost Individual sub-limits, benefits and restrictions apply
x x
Health Management Programs
Health Checks, Scans & Screenings
Podiatry Consultations 2 months Year 1 - $400
Year 2 - $450
Year 3 - $500
$500

$300 sub-limit applies for Remedial Massage
$225 x x x x
Biomechanical assessments
Custom Orthotics (excludes pre-made and off-the-shelf orthotics) 12 months
Alternative Therapy Service Group 1:
Acupuncture & Chinese Herbalism
2 months $400 per person
Up to $800 per family
sub-limit $250 per service group applies
$250
Up to $500 per family
sub-limit $150 per service group applies
Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy

$100 sub-limit applies for Alternative Therapy
$100
Up to $200 per family
Service Group 2:
Remedial Massage
Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations
Psychology Consultations 2 months Year 1- $500
Year 2 - $550
Year 3 - $600
$250 x x
Speech therapy x
Eye/Orthoptic therapy
Occupational therapy
Dietetics & nutrition
Exercise physiology
Health aids & appliances Hearing Aids 12 months $800
80% of cost up to limit
Individual sub-limits, restrictions and replacement periods may apply
$600
60% of cost up to limit
Individual sub-limits, restrictions and replacement periods may apply
Blood Glucose Monitors
Nebulisers
CPAP Devices
TENS Machine
Mammary Prostheses
Blood Pressure Monitor
Non PBS Pharmaceuticals Benefits for some prescription drugs that are not subsidised by the government under the PBS & comply with the fund benefit eligibility. 2 months $570^^ $300^^ $100^^
Travel Vaccinations Travel Vaccinations Only
Ambulance Transport For residents of all states, except QLD & TAS, benefits are payable for Emergency only ambulance transport anywhere in Australia (including Air Ambulance). Refer to the CUA Health Member Guide for more details. 1 Day No annual limit No annual limit No annual limit No annual limit No annual limit No annual limit No annual limit
Bonus Features Bonus dental for kids and adults x Bonus dental for kids and adults x Bonus dental for kids x Healthy Start bonus