We’d all like a little extra with our health cover, that’s why our members can claim for everyday healthcare services like Dental, Optical or Physio as part of their health cover.
With CUA Health Extras cover you can choose the provider that suits you. Just call us on 1300 499 260 to talk about your options.
| Top Extras |
| Top Extras Only |
| Total Extras |
| 75% Extras |
| Mid Extras |
| Mid Extras Only |
| Classic Extras |
| 60% Extras |
| Essential Extras |
| 50% Extras |
| Healthy Start Package |
| Service Category | Items & Services | Waiting Periods | Total Extras | 75% Extras | Classic Extras | 60% Extras | Essential Extras | 50% Extras | Healthy Start Package |
| General dental | Preventative Treatment | 2 months | No annual limit | $1,500 |
Year 1 - $700 Year 2 - $800 Year 3+ - $900 |
$700 | $400 | Combined limit $350 per person $500 per policy |
Year 1 & 2 - $350 Year 3+ - $450 |
| Dental Examinations | |||||||||
| Scale and Clean | |||||||||
| Extractions | |||||||||
| Fillings | |||||||||
| X-Rays | |||||||||
| Major dental | Periodontics (e.g. treatment of gum disease) | 12 months | $1,600 |
$800
(Lifetime limit of $2,000) |
Year 1 - $700 Year 2 - $750 Year 3+ - $800 |
x | x | ||
| Crowns Dentures & Bridges | |||||||||
| Root Canal | |||||||||
| Orthodontics | Provisions of Braces and adjustments | 12 months |
$900
(Lifetime limit of $2,700 ) |
$500
(Lifetime limit of $1,500) |
x | x | |||
| Optical | Prescription Lenses (includes frames when invoiced together) | 6 months | $250 (100% up to limit) |
$225 (100% up to limit) |
$200 (100% up to limit) |
$200 (100% up to limit) |
$150 (100% up to limit) |
x |
Year 1 & 2 -
$180 Year 3+ - $200 |
| Contact Lenses | |||||||||
| Physiotherapy | Consultations | 2 months |
Year 1 - $700 Year 2 - $800 Year 3+ - $900 |
$700 Combined limit for Physiotherapy, Chiropractic, Osteopathy and Wellness Benefits $400 sub-limit applies for Chiropractic & Osteopathy $200 sub-limit applies for Wellness Benefits |
Year 1 - $550 Year 2 - $600 Year 3+ - $650 |
$500 Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy $300 sub-limit applies for Chiropractic & Osteopathy $100 sub-limit applies for Wellness Benefits |
$250 | Combined limit with general dental |
Year 1 & 2 - $300 Year 3+ - $350 Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations |
| Chiropractic | Consultations | 2 months |
Year 1 - $400 Year 2 - $450 Year 3 - $500 |
$400 | $200 | x | |||
| Osteopathy | |||||||||
| Wellness Benefits | Health Association Fees & Subscriptions | 6 months |
Year 1 - $250 Year 2 - $325 Year 3+ - $400 50% of cost Individual sub-limits, benefits and restrictions apply |
Year 1 - $100 Year 2 - $150 Year 3+ - $200 50% of cost Individual sub-limits, benefits and restrictions apply |
x | x | |||
| Health Management Programs | |||||||||
| Health Checks, Scans & Screenings | |||||||||
| Podiatry | Consultations | 2 months | Year 1 - $400 Year 2 - $450 Year 3 - $500 |
$500 $300 sub-limit applies for Remedial Massage |
$225 | x | x | x | x |
| Biomechanical assessments | |||||||||
| Custom Orthotics (excludes pre-made and off-the-shelf orthotics) | 12 months | ||||||||
| Alternative Therapy | Service Group 1: Acupuncture & Chinese Herbalism |
2 months | $400 per person Up to $800 per family sub-limit $250 per service group applies |
$250
Up to $500 per family sub-limit $150 per service group applies |
Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy $100 sub-limit applies for Alternative Therapy |
$100
Up to $200 per family |
|||
| Service Group 2: Remedial Massage |
Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations | ||||||||
| Psychology | Consultations | 2 months | Year 1- $500 Year 2 - $550 Year 3 - $600 |
$250 | x | x | |||
| Speech therapy | x | ||||||||
| Eye/Orthoptic therapy | |||||||||
| Occupational therapy | |||||||||
| Dietetics & nutrition | |||||||||
| Exercise physiology | |||||||||
| Health aids & appliances | Hearing Aids | 12 months | $800 80% of cost up to limit Individual sub-limits, restrictions and replacement periods may apply |
$600 60% of cost up to limit Individual sub-limits, restrictions and replacement periods may apply |
|||||
| Blood Glucose Monitors | |||||||||
| Nebulisers | |||||||||
| CPAP Devices | |||||||||
| TENS Machine | |||||||||
| Mammary Prostheses | |||||||||
| Blood Pressure Monitor | |||||||||
| Non PBS Pharmaceuticals | Benefits for some prescription drugs that are not subsidised by the government under the PBS & comply with the fund benefit eligibility. | 2 months | $570^^ | $300^^ | $100^^ | ||||
| Travel Vaccinations | Travel Vaccinations Only | ||||||||
| Ambulance Transport | For residents of all states, except QLD & TAS, benefits are payable for Emergency only ambulance transport anywhere in Australia (including Air Ambulance). Refer to the CUA Health Member Guide for more details. | 1 Day | No annual limit | No annual limit | No annual limit | No annual limit | No annual limit | No annual limit | No annual limit |
| Bonus Features | Bonus dental for kids and adults | x | Bonus dental for kids and adults | x | Bonus dental for kids | x | Healthy Start bonus |
| Service Category | Items & Services | Waiting Periods | Total Extras | 75% Extras | Classic Extras | 60% Extras | Essential Extras | 50% Extras | Healthy Start Package |
| General dental | Preventative Treatment | 2 months | No annual limit | $1,500 |
Year 1 - $700 Year 2 - $800 Year 3+ - $900 |
$700 | $400 | Combined limit $350 per person $500 per policy |
Year 1 & 2 - $350 Year 3+ - $450 |
| Dental Examinations | |||||||||
| Scale and Clean | |||||||||
| Extractions | |||||||||
| Fillings | |||||||||
| X-Rays | |||||||||
| Major dental | Periodontics (e.g. treatment of gum disease) | 12 months | $1,600 |
$800
(Lifetime limit of $2,000) |
Year 1 - $700 Year 2 - $750 Year 3+ - $800 |
x | x | ||
| Crowns Dentures & Bridges | |||||||||
| Root Canal | |||||||||
| Orthodontics | Provisions of Braces and adjustments | 12 months |
$900
(Lifetime limit of $2,700 ) |
$500
(Lifetime limit of $1,500) |
x | x | |||
| Optical | Prescription Lenses (includes frames when invoiced together) | 6 months | $250 (100% up to limit) |
$225 (100% up to limit) |
$200 (100% up to limit) |
$200 (100% up to limit) |
$150 (100% up to limit) |
x |
Year 1 & 2 -
$180 Year 3+ - $200 |
| Contact Lenses | |||||||||
| Physiotherapy | Consultations | 2 months |
Year 1 - $700 Year 2 - $800 Year 3+ - $900 |
$700 Combined limit for Physiotherapy, Chiropractic, Osteopathy and Wellness Benefits $400 sub-limit applies for Chiropractic & Osteopathy $200 sub-limit applies for Wellness Benefits |
Year 1 - $550 Year 2 - $600 Year 3+ - $650 |
$500 Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy $300 sub-limit applies for Chiropractic & Osteopathy $100 sub-limit applies for Wellness Benefits |
$250 | Combined limit with general dental |
Year 1 & 2 - $300 Year 3+ - $350 Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations |
| Chiropractic | Consultations | 2 months |
Year 1 - $400 Year 2 - $450 Year 3 - $500 |
$400 | $200 | x | |||
| Osteopathy | |||||||||
| Wellness Benefits | Health Association Fees & Subscriptions | 6 months |
Year 1 - $250 Year 2 - $325 Year 3+ - $400 50% of cost Individual sub-limits, benefits and restrictions apply |
Year 1 - $100 Year 2 - $150 Year 3+ - $200 50% of cost Individual sub-limits, benefits and restrictions apply |
x | x | |||
| Health Management Programs | |||||||||
| Health Checks, Scans & Screenings | |||||||||
| Podiatry | Consultations | 2 months | Year 1 - $400 Year 2 - $450 Year 3 - $500 |
$500 $300 sub-limit applies for Remedial Massage |
$225 | x | x | x | x |
| Biomechanical assessments | |||||||||
| Custom Orthotics (excludes pre-made and off-the-shelf orthotics) | 12 months | ||||||||
| Alternative Therapy | Service Group 1: Acupuncture & Chinese Herbalism |
2 months | $400 per person Up to $800 per family sub-limit $250 per service group applies |
$250
Up to $500 per family sub-limit $150 per service group applies |
Combined limit for Physiotherapy, Chiropractic, Osteopathy, Wellness Benefits and Alternative Therapy $100 sub-limit applies for Alternative Therapy |
$100
Up to $200 per family |
|||
| Service Group 2: Remedial Massage |
Combined Limit for Physiotherapy, Chiropractic, Osteopathy, Psychology, Remedial Massage & Travel Vaccinations | ||||||||
| Psychology | Consultations | 2 months | Year 1- $500 Year 2 - $550 Year 3 - $600 |
$250 | x | x | |||
| Speech therapy | x | ||||||||
| Eye/Orthoptic therapy | |||||||||
| Occupational therapy | |||||||||
| Dietetics & nutrition | |||||||||
| Exercise physiology | |||||||||
| Health aids & appliances | Hearing Aids | 12 months | $800 80% of cost up to limit Individual sub-limits, restrictions and replacement periods may apply |
$600 60% of cost up to limit Individual sub-limits, restrictions and replacement periods may apply |
|||||
| Blood Glucose Monitors | |||||||||
| Nebulisers | |||||||||
| CPAP Devices | |||||||||
| TENS Machine | |||||||||
| Mammary Prostheses | |||||||||
| Blood Pressure Monitor | |||||||||
| Non PBS Pharmaceuticals | Benefits for some prescription drugs that are not subsidised by the government under the PBS & comply with the fund benefit eligibility. | 2 months | $570^^ | $300^^ | $100^^ | ||||
| Travel Vaccinations | Travel Vaccinations Only | ||||||||
| Ambulance Transport | For residents of all states, except QLD & TAS, benefits are payable for Emergency only ambulance transport anywhere in Australia (including Air Ambulance). Refer to the CUA Health Member Guide for more details. | 1 Day | No annual limit | No annual limit | No annual limit | No annual limit | No annual limit | No annual limit | No annual limit |
| Bonus Features | Bonus dental for kids and adults | x | Bonus dental for kids and adults | x | Bonus dental for kids | x | Healthy Start bonus |
