CUA Health + HBF Health
Learn more about Australia's second largest not-for-profit health fund. HBF are focused on quality, affordable health cover.
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Why insure with HBF Health?

Over 1 million Australians trust HBF with their health insurance.
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Waiting periods & excess waived for CUA Health members

HBF will waive the 2 month waiting period on Hospital and Extras products. And, if you've already paid your Hospital excess this year with CUA Health, they'll waive this too.
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Not run by shareholders

HBF is a not-for-profit health fund. With no shareholders to pay, they can focus on giving more back to their members.
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100% back on some extras

Get 100% back, up to your annual limits, on select extras service when provided by participating Member Plus dental, optical and pharmacy providers.
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Flexible cover

Mix and match HBF hospital and extras products to create cover that best suits your needs.
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Switching is easy

Switch to HBF from CUA Health in 2 simple steps. Learn more and switch online

Find the right HBF health insurance for you in 3 minutes

Choose what you want cover for, and HBF will find their best cover to suit you.
HBF's recommendation tool

Get even more value with HBF Health Insurance

Looking after your health means much more than just health insurance, that’s why HBF health members get access to a range of member benefits.
  • Join the gym for less with discounts with Snap Fitness*
  • Work out in style with discounted gear from Running Warehouse Australia when purchased online.*
  • Take time out and enjoy discounted movie tickets at a range of cinemas*
  • HBF members receive discounts on select designer sunglasses and contact lenses*
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Call 133 423

Contact HBF
Mon - Fri: 7:00am - 9:00pm (AEDT)
Sat: 8:00am - 6:00pm (AEDT)

Important information Important information Show content

* The 4% discount is applied to CUA Health premiums paid by direct debit from a Great Southern Bank transaction account. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right.